Sample Financial Plans

Case studies that show how thoughtful planning changes the outcome.

Each plan is built around a real situation — fictional clients, actual math.

The Chens · Bay Area

Won the game. Done taking risk.

$6.0M

Net
Worth

88%

Monte
Carlo

+$1.52M

More
for Heirs

A $2.47M pre-tax IRA, five years from retirement, and a 30-year tax bill hiding in plain sight. Five strategies. One coordinated plan.